Terms and conditions for falosmeliorori.com subscription services

These terms govern your use of falosmeliorori.com and participation in our subscription-based financial planning services. Please read carefully before subscribing.

September 22, 2025

Acceptance of terms

By using falosmeliorori.com or subscribing to our service, you agree to these terms and all related policies. Continued use indicates acceptance of any updates or modifications.

Definitions

Key terms used throughout these terms and conditions are defined below for clarity.

‘Service’ means the financial planning subscription offered for a monthly fee, excluding investment or personal finance management products.

‘User’ refers to any individual or entity accessing or using falosmeliorori.com services.

‘Content’ includes all information, advice, and materials provided on the website or through consultations.

‘Subscription’ is the monthly plan enabling ongoing access to consultations, reviews, and support.

Use of the service

The service is intended for informational and consultative purposes only. No investment, educational, or personal finance management advice is provided.

Eligibility

You must be at least 18 years old and legally permitted to use our services under Australian law.

Not available to individuals under 18.

User responsibilities

Users agree to provide accurate information and use the service in accordance with these terms and applicable laws.

Keep personal and account details up to date.
Comply with all legal, regulatory, and policy requirements.
Do not use the service for unlawful or prohibited activities.
Respect the rights and confidentiality of others.

Prohibited uses

Do not misuse our services or website in any way.

Attempting to access unauthorised data or systems.
Transmitting harmful, fraudulent, or misleading information.
Using the service for unauthorised third-party benefit.
Interfering with website security or functionality.
Violating local, national, or international laws.

Intellectual property rights

All site content, branding, and materials are owned by falosmeliorori.com or its licensors. Users may not reproduce, distribute, or modify any content without permission.

User content

Any information submitted by users remains their responsibility. We reserve the right to remove inappropriate or unlawful content.

Rights over user content

By submitting content, users grant falosmeliorori.com a non-exclusive licence to use it as needed to provide services.

Privacy and data protection

Your data is managed in accordance with our privacy policy and applicable laws. Please review our full policy for details.

View privacy policy

Service disclaimer and limitations

Our services are general in nature and do not guarantee specific outcomes. Use is at your discretion.

Important notice

No guarantee of financial results or outcomes is made. Results may vary and users are responsible for decisions made based on advice.

Limitation of liability

falosmeliorori.com is not liable for incidental, consequential, or indirect damages arising from use of the service.

Indemnification

You agree to indemnify falosmeliorori.com for claims resulting from misuse of the site or services.

Dispute resolution process

Any disputes will be resolved under Australian law through negotiation or mediation as appropriate.

Arbitration

If mediation fails, disputes may be referred to binding arbitration in Australia.

Arbitrator decisions are final under Australian law.

Online dispute resolution

European users may access online dispute resolution via the ODR platform.

ODR platform information

Severability

If any part of these terms is invalid, the remainder remains effective.

Entire agreement

These terms constitute the complete agreement between users and falosmeliorori.com.

Governing law and jurisdiction

Australian law applies to all matters related to these terms and conditions.

Termination

We may suspend or terminate access for violations of terms or unlawful use. Users may cancel subscriptions with notice.

Modifications

We reserve the right to update these terms at any time. Notice will be provided for material changes.

Contact for legal matters

Direct all legal or terms-related questions to our team.

Contact email: content@falosmeliorori.com

Contact phone: +61-8-7465-2430

Contact address: 34 Welshpool Road, Welshpool, WA 6106 Australia

Effective date: September 22, 2025

Version: 1.3